Model Of Joint Venture Equity Loan

        贷款人：

Borrower:

In order to develop production bases for export commodities, increase the foreign exchange earnings, the borrowers set up joint venture enterprises to apply for joint equity loans to the lender.

The two sides negotiated and signed the contract according to the loan contract regulations promulgated by the State Council and jointly abide by the following terms.

　　一、贷款金额

The maximum amount of loans under this contract is RMB 10000 yuan.

　　二、贷款期限

The term of the loan under this contract is from 19 months to 19 months.

　　三、贷款用途

The loan under this contract is limited to the investment capital stock of the borrower and the establishment (cooperation) plant.

　　四、贷款利率及利息计收

1. under this contract, the monthly interest rate is calculated at one month to 30 days.

2. when the loan is used, if the PBC or the head office of the Bank of China adjusts the loan interest rate, the interest rate in this contract will be adjusted accordingly.

3. the interest on loans under this contract is calculated quarterly, and the twenty day of the last month is the date of interest.

4. loan interest is charged by the lender on the date of the loan from the borrower in the special fund depositor or other accounts opened by the borrower and his branch or branch, or the borrower will deposit interest into the account designated by the lender before the three working day before the date of interest.

　　五、贷款支用

1. the loan included in this contract shall be used by the borrower in accordance with the time specified in the loan application. If there is any change, the lender shall consent first.

2. if the borrower fails to apply to the lender for changes in the time of use and obtain the consent of the lender, it shall be deemed to be automatically cancelled and the amount of the non payment shall not continue to be used.

3. when the borrower is supporting the loan, he should submit the loan voucher to the lender before the three working days of the actual payment date.

　　六、贷款的偿还

1. the loan under this contract shall be reimbursed according to the repayment plan specified in the application.

Due to objective reasons, the borrower can not return the loan on time. The borrower should apply to the lender for extension.

2. the borrower reclaims the loan profits from the pre tax profits from the joint venture invested by the loan.

　　七、贷款保证

1. the borrower uses the enterprise's own depreciation, production development fund and other enterprise funds as the repayment guarantee. The borrower can not repay the loan according to the contract period, and the lender has the right to withhold from the special fund account of the borrower.

2. the loan under this contract is guaranteed by the unconditional irrevocable guarantee.

　　八、违约及违约处理

(1) breach of contract

A default occurs when a borrower has one or more of the following circumstances.

(1) the borrower can not repay the loan according to the repayment plan listed in the application.

(2) the borrower fails to use the loan according to the prescribed purpose.

(3) a joint venture invested by a borrower shall suspend, suspend, merge and pfer for any reason during the loan period, or suspend the joint venture (cooperation) between the two parties.

(4) other acts of breach of contract by the borrower.

(two) breach of contract

The borrower constitutes a breach of contract in the preceding paragraph, and the lender has the right to deal with one or more provisions in the following terms.

(1) notify the borrower in writing, inform him of the problem of breach of contract, and instruct to take effective measures within a specified time to correct the breach of contract.

(2) if the borrower fails to use the appropriation loan in accordance with the specified purpose, the interest rate shall be increased by 100% on the basis of the interest rate stipulated in this contract.

(3) if the borrower fails to repay the loan within the prescribed time limit, the borrower will add an interest rate of 30% to the overdue part of the loan interest rate on the basis of the interest rate stipulated in this contract.

(4) stop the total amount of loans under this contract or the loan balance that has not yet been used.

(5) early recovery of part or all of the principal and interest of the loan under the contract shall be withdrawn by the lender from the account of the borrower's special fund or recourse by other ways deemed necessary by the lender.

(6) recourse to the guarantor of all or part of the principal and interest of the loan under this contract.

　　九、合同的生效、变更及解除

1. the contract will become effective after the signature of the borrower and lender, and will automatically become invalid after the repayment of the principal and interest of the loan.

2. except for the reasons for the default of the loan, either the borrower or the lender shall require the other party to agree to change or rescind the contract, and the contract is still valid until the parties have reached a consensus.

3. the relevant provisions of the contract have changed, and the two parties shall modify, alter or rescind the contract accordingly.

　　十、其他

1. the loan application for the loan item under this contract is an inalienable appendix to the contract. The terms listed in it have the same legal effect as the relevant provisions under this contract.

2. the borrower promises to provide the lender with monthly plans, statistics, financial statements and other relevant information.

3. if there is any dispute in the performance of this contract, the two parties shall settle it through consultation. When the negotiation fails, the parties agree to arbitrate between the Arbitration Commission (the parties concerned do not agree to the arbitration organization in this contract, and after the written arbitration agreement has not been reached afterwards, they may appeal to the people's court).

　　                                          借款人公章　　　　        贷款人公章

Signature of person in charge of signature

Contract date

Place of contract